Thanks Corrine and Steve!
I've gotta get in the habit of checking the forum more often- I posted this and then didn't check for answers.
Boat is kept on a trailer when not in use. 90% saltwater, but it gets a fresh water rinse and wipe down as soon as we get home.
Steve- I saw a reference to your product while searching the recesses of the internet. Sounds like a good option. I ended up with Everbrite ProtectaClear. https://www.everbritecoatings.com/protectaclear
They said I should be able to get a couple of years out of it, which will hopefully align with the varnish maintenance schedule!
It went on easy and looks good in the garage. Can't wait to get the boat put back k together and give it a trial run. I will try to update this thread with my experiences so the next person doesn't have to start from scratch.